rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Dalal Street is bullish on invest
Indian market has been plagued by negative sentiment and triggers
Portfolio management services (PMS), catering to higher networth individuals (HNIs), are facing tough competition from emerging alternative investment funds (AIFs), evident from their dwindling client base. In May, the number of clients for the industry stood at 125,390, down 20,528 in two months, shows data from the Securities and Exchange Board of India (Sebi). "PMS managers also have a high active ratio, which means their portfolios are quite differently positioned and more actively managed, compared to the benchmark, which is also a highlight for long-term investors.
While equity savings funds could offer higher returns over three-five years, they would also be more volatile.
Senior officials say the government might come up with an incentive package for the SEZs following the release of Foreign Trade Policy.
Chaos in Parliament threw a spanner in the government's efforts to revive the economy and kick-start reforms.
New head of the Confederation of Indian Industry speaks.
Commerce ministry monitoring remedial measures to promote exports in key markets.
CEOs are not happy with scorecard so far but are ready to invest more as they think one year is too short a time to revive the economy
The tax dept has served notices on about 36 foreign investors.
The Modi government has ambitious plas to achieve 10% growth, but there is no assessment of how much money is needed for the whole package of measures, and where it will come from. In short, there is no plan for how to get from here to there, points out T N Ninan.
Many hurdles that investors could have faced after enrolling for the scheme have been removed.
His value lifestyle brand Zudio signals a coming of age of retail in small town India.
Markets and blue chip stocks may see a downward correction in short-to-medium term.
This means taxpayers might continue to enjoy exemption on maturity of their investments
Do you know you can invest in funds to donate money for a good cause?
Reliance Jio Infocomm (RJIL) has written to the Telecom Regulatory Authority of India (Trai) stating that a recent complaint against it by Bharti Airtel is a deliberate, malicious attempt at defaming RJIL's consumer-friendly tariff. RJIL has also asked the regulator to warn Airtel against 'making such frivolous complaints in the future'. The move is in response to Airtel recently requesting Trai to bring content aired through broadband under the regulatory fold and keep a check against discriminatory bundling tactics.
'The government has done extremely well.'
Balanced advantage funds have the potential to earn superior risk-adjusted returns for the investor and offer a smoother investment journey.
This weakness is likely to continue in the near-term.
Here are 15 things that would have made 2015 a great year.
Banking and telecom will see the highest impact of this transition.
Markets finished the session on a dismal note with Sensex closing at its lowest level since August 2014.
Call for balance in assessing the first year of the PM -- and less prickliness on the part of the BJP
Thousands of farmers, especially from Punjab and Haryana, have been camping at various border of Delhi for almost four weeks now as formal talks between the government and representatives of farmers' unions remained deadlocked with protesting peasants refusing to accept anything less than a repeal of the newly enacted laws.
All credit to the finance minister for walking the fiscal and expectation tightrope extremely well in his budget speech, says Ganesh Natarajan.
The new tax regime proposed by the Modi government may not have acceptance from all corners.
As corporate India prepares to put its house in order, the transition raises concerns
India's exports are estimated to have remained at around $312 billion in 2013, while the final figures for 2014 could be around this figure only.
Japan Plus to facilitate and fast-track investment proposals.
Budget 2016 may hold some answers to start-up cooncerns.
The government on Tuesday announced Rs 900-crore allocation in the Budget for the newly set up Ministry of Cooperation for the 2022-23 fiscal, besides slashing Alternate Minimum Tax (AMT) on cooperative societies to 15 per cent and surcharge to 7 per cent, which nodal minister Amit Shah hailed saying it will boost the sector. Of the total allocation for the next fiscal, a significant amount of Rs 350 crore has been provided for digitisation of Primary Agriculture Cooperative Societies (PACs), while Rs 274 crore for an umbrella scheme 'Prosperity through Cooperatives' which would have a number of sub-components with the aim of all-round development of cooperatives in the country. For the first time, a separate budget of Rs 11 crore has been provided to Vaikunth Mehta National Institute of Cooperative Management (VAMNICON).
Security remained tight at the Delhi borders with hundreds of personnel deployed at Singhu, Ghazipur and Tikri as thousands of farmers have been staging their protests at the borders for nearly a month now. This has also led to traffic congestion forcing police to divert vehicular movement.
Database to contain taxable financial transactions and history of any tax-paying individual.
Special Economic Zones are likely to be central to realising Prime Minister Narendra Modi's ambitious Make in India agenda.
The government and the farm unions had reached some common ground on Wednesday to resolve the protesting farmers' concerns over rise in power tariff and penalties for stubble burning, but the two sides remained deadlocked over the main contentious issues of the repeal of three farm laws and a legal guarantee for MSP.
The government will release the Index of Industrial Production for July 2015 on Friday, September 11, 2015.
'If because of El Nino, the monsoon is affected adversely in the current year, naturally it will affect income projections and consequently Budget numbers.'
Multi-asset funds offer exposure to gold, which tends to do well in times of geopolitical tensions and inflationary pressures, suggests Sanjay Kumar Singh.
© 2026 Rediff.com - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances